Etienne Nel is co-founder and CEO of ZAR X, the first licensed stock exchange company in more than 70 years in South Africa. ZAR X uses disruptive fintech to create a more efficient market for all. His career spans over two decades in stock broking, Etienne entered the financial services industry in 1993 at First National Bank and subsequently held senior executive positions at HSBC Securities, Investec Securities Ltd and Barnard Jacobs Mellet Private Client Services (Now FNB Securities). He then pioneered the “restricted over-the-counter (OTC) market" as MD and co-founder of Equity Express where he developed and established their existing OTC trading platform. Etienne founded ZAR X in Jan 2015. He is a member of the SA Institute of Stockbrokers.